Few things in modern life are more stressful than car accidents. But rental car accidents are even worse. Now, on top of worrying about your own injuries and any damage to the other car, you also have to worry about your liability to the rental car company. Here’s what you need to know for rental car accidents.
Someone hit my rental car!
Whether you’re driving your own car or a rental car, your first steps after an auto accident remain the same. Immediately check for injuries and call 911 if necessary. You should also contact local police to report the accident. If you’re able to, take pictures and videos of the accident scene before anything is moved so that you have documentation in case of future investigations. Exchange information with any other drivers if possible.
After that, however, you have some additional steps to take if you’re driving a rental car.
Your next step should be to contact the rental car company. In a rental car accident, not at fault drivers are just as responsible for notifying the rental car company as at fault drivers. Be truthful and thorough when providing your report and filling out any accident report paperwork.
Rental car accident: Who is liable?
Liability in a rental car accident will be determined by the same kinds of investigations as other auto crashes. Your main concern will be how much liability will be covered by your rental car company’s insurance and your own auto insurance policy. Your rental agreement should specify what types of liability are covered. Also report the accident to your own auto insurance company in case you have rental car collision insurance. They may be able to provide additional rental car collision coverage.
What to do after rental car accidents
In the next few days or weeks after your rental car accident, make sure to keep documentation of any expenses you incur as a result of the accident. This includes any medical care you receive. Be ready to provide documentation as well as cooperate with any ongoing investigations.
An experienced auto accident attorney can navigate the complexities of insurance claims and investigations after you have an accident in a rental car.
Drive safe!
